Home Contact Us Help Security Site Map Disclaimer Privacy

You can choose from the following mortgage loans: Standard Variable Rate This loan offers you a great ongoing variable interest rate, no monthly account keeping fees, the flexibility to make extra repayments without penalty together with a free redraw facility so you can manage your mortgage as you choose.

Mortgage Loans Options Key Features Benefits FAQs

Interest Only

With our interest only loan, you repay only the interest on the principal for the first 5 years of your loan. At the end of this term you must revert to principal and interest.

Line of Credit

This mortgage account works like an overdraft where you allocate your total income to reduce the outstanding balance.  You live primarily off your MyCard MasterCard which enables you to purchase goods and services without actually paying for them until your MyCard MasterCard payment is due. We can also arrange for your outstanding MyCard MasterCard balance to be automatically debited to your Line of Credit Facility.

Decided which loan is right for you?

Apply using our simple online Mortgage Loan application form

Want to learn more?

Read the list of key features of our Mortgage Loans.

Learn more about the advantages and disadvantages of an interest only loan versus a principal and interest loan.

Use our Loan Calculator to review loan repayments or to work out how much you could borrow and over what term based on your suggested level of repayments.