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Proof of income

• Income details for each applicant
• A month's worth of payslips or a letter from your employer confirming your employment status and income
• If you are self-employed you will need your tax returns and profit and loss statements for the last 2 years

Employment details

• Your current employer's details (name, address and phone number)
• If you have not been in your current job for three years, the details of your previous employment

Identity

Proof of identity is not required to apply for the loan, however you will be required to supply suitable identification as listed below.

• If you are an existing member of the credit union, your membership number
• If you have not been living at your current address for at least two years, the details of your previous address

Assets

• Details of your assets including bank accounts, shares, real estate, motor vehicles and personal effects

Commitments

• Details of your financial commitments (eg. payments made on other loans, mortgages, credit cards, etc).  We will require recent statements.

Car Loan

If you are applying for a Personal Loan to buy a car you may also need to provide details of the vehicle you plan to purchase. Details available on application.

Home Loan

If you are applying for a Home Loan you will also need to provide details (where available) of the property you are purchasing:

• Details of location
• Type of property
• Purchase price
• Your monetary contribution
• Name of agent or private vendor
• Name of your solicitor

We may also require the following:

• Contract of Sale (if purchasing)
• Copy of Title
• Name of solicitor or settlement agent

Consolidation/Refinance Loan

If you are applying to consolidate your loans you will need to provide:

• Current statements of all existing loans and credit cards
• Obtain a payout figure from the lender
• Copy of Title (if Mortgage Loan)

For any other information please click here for our contact details.

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