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On October 16, 1969, during International Credit Union Week a group of Alcoa employees met to consider the formation of a credit union.

So began the history of the Point Henry Credit Co-operative Ltd., based on-site at Point Henry in Geelong offering financial services to Alcoa employees and their families.

In 1990, the Point Henry Credit Co-operative opened an office on site at Portland Aluminium and began offering its services to Portland Aluminium employees and their families. In February 2002 the Board of Directors approved a change of name to AWA Credit Union Ltd in an attempt to better reflect the spread of members and to recognise the focus being placed on the potential membership base in Western Australia.

In 2004 AWA Credit Union began offering its services to Alcoa employees based in Western Australia and in December of 2004 opened a new branch in Mandurah.

In 2006 AWA Credit Union undertook a merger with Yennora Credit Union which further expanded its services to the employees of the Alcoa Yennora Plant in Sydney and their family members.

2011 saw another successful merger for AWA Credit Union. On 1 August a merger took place with Geelong & District Credit Co-operative Society which coincided with the opening of our 5th branch in Malop Street, Geelong.

From Humble beginnings over 40 years ago, the AWA Credit Union has now grown to the point where it has assets under management totalling in excess of $220m and operations that span the country.